72%
More likely to save money with high financial literacy
Where kids grow money.
Kids learn investing with virtual portfolios that return pocket money.
Start freeNo card required
9:41
Sarah's savings
Dividends
$3.72 /day
Nintendo46 shares
$1.4 / day
Apple23 shares
$1.79 / day
Disney12 shares
$0.52 / day
Build a growth mindset for life.
Learn to invest
without the risk.
Kids buy and sell simulated stocks to build their portfolio, with no risk of losing money.
Parents fund the returns, so kids see real earnings and develop an investing mindset.
Learn more
Ferrari
RACE
$15.3
Share priceBuilds famous red sports cars that are some of the fastest and most exciting in the world.
Learn
Learn as they grow
6 - 10 years
- Introduce investing
- Boosted earnings
Space Explorers10 shares
$3.69 / week
10 - 14 years
- Real companies
- Smaller earnings dividendBoost
SpaceX22 shares
$8.13 / week
14 - 18 years
- Real stock prices
- Gains and losses
SpaceXSPCX · 34 shares
$9.8+$1.88 (+23.7%)
Kids learn to put money to work
Kids watch money
work for them.
Kids invest to see their daily earnings grow, learning to think like investors. Exploring companies to learn how they make money.
Parents control the rate of growth.
Dividends
$3.72 /day
Nintendo46 shares
$1.4 / day
Apple23 shares
$1.79 / day
Disney12 shares
$0.52 / day
Payments
$10 total
Disney earningsSat 2nd May 2026
+ $5.14
Disney earningsSat 25th Apr 2026
+ $4.92
Research
Backed by research
Years old children start developing financial behaviors
14%
are confident in their ability to invest.
70%
of teens show strong interest in investing.
Lessons
Learn by doing
Short lessons on investing concepts
Interactive lessons walk kids through investing ideas with stories, illustrations, and quick quizzes.
Start with Tom's chicken farm to learn what shares are and how ownership earns money.
All lessonsFAQs
Everything you need to know
Pocket Monkey is free to download and use. If a bank account is connected to allow pocket money transfers then a $2 per month fee is charged.
No, Pocket Monkey is an educational app that lets kids experience owning shares and earning dividends without the risk.
No, Pocket Monkey does not receive or hold your money. When automatic transfers are enabled a direct debit is initiated from the parent's bank account to the child's bank account.
All Australian banks are supported.
Each week, pocket money is transferred from the parent's account to the children's bank accounts. When a child chooses to save or invest more of their pocket money, the weekly transfer can be increased so the extra amount still comes from the parent—there is no magic money, just clearer rules you set together.
Parents choose how pocket money works: kids can earn more by completing jobs, and saving or "investing" in the app can increase next week's transfer using a growth rate you control. That makes the benefit of saving visible without exposing kids to real investment markets.
You set an annual growth rate on the amount your child chooses to invest in the app. That rate is applied inside Pocket Monkey only—it does not buy real shares or funds—so you can show compounding in a safe, age-appropriate way. For example, if a child invests about $50 of pocket money each week and you choose a high illustrative rate, their simulated balance grows week by week; the exact numbers depend on the rate and whether they keep investing. You can always adjust the rate to match the lesson you want to teach.