How much does Pocket Monkey cost?

Pocket Monkey is free to download and use. If a bank account is connected to allow pocket money transfers then a $2 per month fee is charged.

Is Pocket Monkey an investment platform?

No, Pocket Monkey is an educational app that lets kids experience owning shares and earning dividends without the risk.

Is Pocket Monkey a bank?

No, Pocket Monkey does not receive or hold your money. When automatic transfers are enabled a direct debit is initiated from the parent's bank account to the child's bank account.

Which bank accounts work with Pocket Monkey?

All Australian banks are supported.

Where does the money come from when a child invests?

Each week, pocket money is transferred from the parent's account to the children's bank accounts. When a child chooses to save or invest more of their pocket money, the weekly transfer can be increased so the extra amount still comes from the parent—there is no magic money, just clearer rules you set together.

How are kids encouraged to save?

Parents choose how pocket money works: kids can earn more by completing jobs, and saving or "investing" in the app can increase next week's transfer using a growth rate you control. That makes the benefit of saving visible without exposing kids to real investment markets.

How does simulated investing work?

You set an annual growth rate on the amount your child chooses to invest in the app. That rate is applied inside Pocket Monkey only—it does not buy real shares or funds—so you can show compounding in a safe, age-appropriate way. For example, if a child invests about $50 of pocket money each week and you choose a high illustrative rate, their simulated balance grows week by week; the exact numbers depend on the rate and whether they keep investing. You can always adjust the rate to match the lesson you want to teach.

Where kids learn togrow money.

Pocket money that grows when kids invest.

Start freeNo card required

9:41

Sarah's savings

Jobs

4/6

Wallet

$36

Invested

$294

Earnings

$3.76 /day

Apple8 shares

$1.87 / day

Nintendo15 shares

$1.37 / day

Disney4 shares

$0.52 / day

Money flow

$26 /week

Next payment in 1 day and 3 hours

Payments

$10  total

Apple earningsSat 2nd May 2026

+ $5.14

Apple earningsSat 25th Apr 2026

+ $4.92

Compound growth tailored for kids

Kids watch money
work for them.

Kids pick companies to invest in to build their portfolio.

Parents fund the returns, so kids see real earnings and develop an investing mindset.

Learn more

Earnings

$3.76 /day

Apple8 shares

$1.87 / day

Nintendo15 shares

$1.37 / day

Disney4 shares

$0.52 / day

Payments

$10  total

Apple earningsSat 2nd May 2026

+ $5.14

Apple earningsSat 25th Apr 2026

+ $4.92

Learn

Learn as they grow

6 - 10 years

Introduce investing
Boosted earnings

Space Explorers10 shares

$3.69 / week

10 - 14 years

Real companies
Smaller earnings dividendBoost

SpaceX22 shares

$8.13 / week

14 - 18 years

Real stock prices
Gains and losses

SpaceXSPCX · 34 shares

$9.8+$1.88 (+23.7%)

Kids learn to put money to work

Learn to invest
without the risk.

Kids invest to see their daily earnings grow, learning to think like investors. Exploring companies to learn how they make money.

Parents set how fast the portfolio grows.

Disney

DIS

$9.4

Share price

Creates magical movies, TV shows, theme parks, and characters like Mickey Mouse, Elsa, and Marvel superheroes loved by families everywhere.

Research

Backed by research

72%

More likely to save money with high financial literacy

OECD, 2022

Years old children start developing financial behaviors

Cambridge, 2013

14%

are confident in their ability to invest.

Charles Schwab, 2026

70%

of teens show strong interest in investing.

Charles Schwab, 2026

Lessons

Learn by doing

Short lessons on investing concepts

Interactive lessons walk kids through investing ideas with stories, illustrations, and quick quizzes.

Start with Tom's chicken farm to learn what shares are and how ownership earns money.

All lessons

What are shares?

Tom's chicken farm

FAQs

Everything you need to know

: Pocket Monkey is free to download and use. If a bank account is connected to allow pocket money transfers then a $2 per month fee is charged.
: No, Pocket Monkey is an educational app that lets kids experience owning shares and earning dividends without the risk.
: No, Pocket Monkey does not receive or hold your money. When automatic transfers are enabled a direct debit is initiated from the parent's bank account to the child's bank account.
: All Australian banks are supported.
: Each week, pocket money is transferred from the parent's account to the children's bank accounts. When a child chooses to save or invest more of their pocket money, the weekly transfer can be increased so the extra amount still comes from the parent—there is no magic money, just clearer rules you set together.
: Parents choose how pocket money works: kids can earn more by completing jobs, and saving or "investing" in the app can increase next week's transfer using a growth rate you control. That makes the benefit of saving visible without exposing kids to real investment markets.
: You set an annual growth rate on the amount your child chooses to invest in the app. That rate is applied inside Pocket Monkey only—it does not buy real shares or funds—so you can show compounding in a safe, age-appropriate way. For example, if a child invests about $50 of pocket money each week and you choose a high illustrative rate, their simulated balance grows week by week; the exact numbers depend on the rate and whether they keep investing. You can always adjust the rate to match the lesson you want to teach.

Where kids learn togrow money.

Compound growth tailored for kids

Kids watch money work for them.